| MATCHUP |
Florida International Golden Panthers |
Florida Atlantic Owls |
| Team Records |
1-1 |
1-1 |
| Spread |
+6.5 -108 |
-6.5 -112 |
| Moneyline |
+200 |
-245 |
| Total |
Over 62.5 (-108) |
Under 62.5 (-112) |
| Where |
Flagler Credit Union Stadium, Boca Raton, FL |
| When |
Saturday, September 19, 2026 |
| Time |
06:00 PM EDT |
| TV |
ESPN+ |
The FIU Panthers and the FAU Owls meet in week 3 college football action from Flagler Credit Union Stadium on Saturday. We will look at this from a betting perspective and determine the best bets for this game. Here’s a FIU Panthers vs. FAU Owls Prediction.
FIU Panthers Recap
The FIU Panthers come into this game looking to add on to their 33-20 win over Buffalo last time out to sit at 1-1 on the year. After this game, FIU will head home for a game against LIU.
Panthers Looking To Build On First W
JJ Kohl has thrown for 668 yards, 4 touchdowns and 2 interceptions on 60.5% passing while Anthony Carrie leads the Panthers in rushing with 80 rushing yards and 0 touchdowns so far this season. Zero more Panthers have at least 100 rushing yards as well this season including Devonte Lyons who has 66 yards and 0 TDs while Maguire Anderson leads Florida International in receiving with 185 receiving yards and 13 catches to lead FIU along with 2 touchdowns as well this season. On defense, DeAndre Boykins has a team-high 12 total tackles while Elisha Baldridge and DeeJay Holmes Jr. lead the team with 2 sacks each, and FIU’s defense as a whole has combined for 4 sacks and 1 interception so far this season.
FAU Owls Recap
The FAU Owls come into this game looking to add on to their 38-30 win over Navy last time out to sit at 1-1 on the year. After this game, FAU will head on the road for a game against Louisiana-Monroe.
Owls Looking To Get Back Above .500
Caden Veltkamp has thrown for 662 yards, 6 touchdowns and 2 interceptions on 72.6% passing while Ethan Ervin leads the Owls in rushing with 117 rushing yards and 1 touchdown so far this season. Zero more Owls have at least 100 rushing yards as well this season including Leonard Farrow who has 85 yards and 0 TDs while Easton Messer leads Florida Atlantic in receiving with 252 receiving yards and 2 touchdowns while Kelby Valsin leads the team with 18 catches along with 207 receiving yards and 2 touchdowns so far this season. On defense, Leon Hart Jr. has a team-high 13 total tackles in addition to 0 sacks while Florida Atlantic’s defense as a whole has combined for 2 sacks and 2 interceptions so far this season.
Florida International Panthers @ Florida Atlantic Owls Betting Trends: Week 3
Why the Florida Atlantic Owls will win
- Florida Atlantic has won each of its last nine games as a favorite against teams from Florida.
- Florida International has lost each of its last six games at Flagler Credit Union Stadium.
- Florida Atlantic has covered the spread in each of its last six games as a favorite against Florida International.
- Florida International has failed to cover the spread in each of its last five games at Flagler Credit Union Stadium.
- The favorite has won the first quarter in eight of Florida Atlantic’s last nine games.
- Florida Atlantic has won the first half in each of its last 10 games against Florida International.
Why the Florida International Panthers will win
- Florida Atlantic has lost four of its last five games.
- Florida International has won three of its last four games in Florida.
- Florida International has covered the spread in each of its last four games in Florida.
- Florida Atlantic has failed to cover the spread in four of its last five games against teams from Florida.
- Florida Atlantic has lost the first half in four of its last five games.
Total Points Facts
- Eight of the last nine games between Florida International and Florida Atlantic have gone OVER the total points line.
- Seven of Florida International’s last eight games as an underdog against Florida Atlantic have gone OVER the total points line.
Florida Atlantic Owls Player Prop Facts
- Easton Messer has recorded 50+ receiving yards in eight consecutive games – equal-longest streak in the FBS, heading into Week 3.
Florida International Panthers Player Prop Facts
- JJ Kohl has recorded 300+ passing yards in two consecutive games – equal-longest streak in the FBS, heading into Week 3.
Matchup/League Facts
- Florida Atlantic ranks 138th among FBS teams for Q4 opponent points per game this season (15.0).
- Florida Atlantic ranks 138th among FBS teams for average point differential in fourth quarters this season (-15.0).
- Florida International ranks T1st among FBS teams for red zone percentage this season (100.0).
- Florida International ranks 7th among FBS teams for passing yards per game this season (343.5).
FIU Panthers vs. FAU Owls Prediction
I’m on the Panthers and the points here. I just am not buying what FAU is selling and I think this FIU defense is a lot close to what FAU faced against Florida than what they faced last week againstt Navy. FIU’s not a dynamic team offensively by any stretch, but this is also a rivalry game and I can see this being decided by a field goal if FIU doesn’t win outright. Give me FIU and the points.
Chris Ruffolo's Pick: FIU +6.5