Troy vs UL Monroe Prediction 10/18/2025 Today’s College Football Picks

In this article we will formulate a Troy vs UL Monroe prediction for this College Football game on Saturday, October 18th at Malone Stadium in Monroe, Louisiana. Let’s take a look at the prediction for this week 8 matchup. 

Troy Trojans Betting Preview

The Troy Trojans are 4-2 (2-0) this year after they defeated Texas State in overtime by a score of 48-41 last week. Troy trailed 28-7 at halftime and 41-33 in the fourth quarter, but they tied the game and won in overtime for the second game in a row. The Trojans were out gained by a total of 574-458, went 5-14 on third downs, and tied the turnover battle at zero in the game. Tucker Kilcrease went 30-39 for 415 yards and five touchdowns, while Tray Taylor rushed two times for 18 yards. DJ Epps led the receivers with 10 receptions for 148 yards and two scores in the win. The Troy defense recorded three sacks and seven tackles for loss in the game. 

Troy also has wins over South Alabama, Buffalo, and Nicholls, while losing to Clemson and Memphis. The Trojans have won three games in a row and they are currently tied for first in the Sun Belt West standings. Troy has scored 28.8 points per game with 209.8 passing yards and 135.5 rushing yards per game, while they have allowed 26.2 points against per game this season. Tucker Kilcrease has thrown for 831 yards, eight touchdowns, and two interceptions, while DJ Epps has 20 receptions for 255 yards and three scores this year. 

UL Monroe Warhawks Betting Preview

The UL Monroe Warhawks are 3-3 (1-1) this season after they lost to Coastal Carolina by a score of 23-8 in their last game. UL Monroe trailed 16-0 at halftime and only managed to score eight points in the second half for the loss. The Warhawks were out gained by a total of 369-315, went 1-13 on third downs, and lost the turnover battle by a total of 2-1 in the game. Aidan Armenta went 14-28 for 176 yards, one touchdown, and one interception, while Braylon McReynolds rushed 14 times for 78 yards. Jonathan Bibbs led the receivers with five catches for 79 yards and one score in the loss. The ULM defense recorded two sacks and six tackles for loss in the game. 

UL Monroe also has losses against Northwestern and Alabama, but they do have wins against Arkansas State, UTEP, and St. Francis. The Warhawks have lost two games in a row and they are currently tied for third in the Sun Belt West standings. UL Monroe has scored 17.2 points per game with 145.7 passing yards and 179.8 rushing yards per game, while they have allowed 29.8 points against per game this season. Aidan Armenta has thrown for 749 yards, seven touchdowns, and four interceptions, while Braylon McReynolds has rushed for 436 yards and two scores on 70 carries this season. 

Why the Louisiana-Monroe Warhawks will win

The home team has won five of Louisiana-Monroe’s last six games.
The home team has covered the spread in four of Louisiana-Monroe’s last five games.
Troy has failed to cover the spread in each of its last three games as a favorite against teams from Louisiana.

Total Points Facts

Seven of Louisiana-Monroe’s last eight games as an underdog against non-AP-ranked teams have gone OVER the total points line.
Each of Troy’s last five October games as a favorite against non-AP-ranked teams have gone UNDER the total points line.

Matchup/League Facts

Louisiana-Monroe ranks T125th among FBS teams for Q4 points per game this season (3.2).
Louisiana-Monroe ranks T123rd among FBS teams for 1st downs this season (101).
Troy has played in the equal-highest number of games that went to overtime this season (2).
Troy ranks 132nd among FBS teams for average point differential in third quarters this season (-4.7).

Troy vs UL Monroe Prediction 

Troy comes into this matchup looking to extend their three game winning streak, but their last two games did go to overtime. The Trojans have been fortunate to escape their last two games with victories, but their offense has looked pretty strong in both games. UL Monroe has lost two games in a row and they have been outscored 65-15 in the process. I do think Troy is the better team, but they have played in three straight close games and I am not taking them to cover this number on the road. Take UL Monroe and the points here. 

David Racey is 70-48 (59%) in College Football this season and is one of the top College Football Handicappers on the site. Click here for his premium plays for the week!