Troy vs Jacksonville State Prediction 12/16/2025 Today’s College Football Picks

In this article we will formulate a Troy vs Jacksonville State prediction for this College Football game on Tuesday, December 16th at the Cramton Bowl in Montgomery, Alabama. Let’s take a look at the prediction for this matchup in bowl season.

Troy Trojans Betting Preview

The Troy Trojans are 8-5 (6-2) this season after they lost to James Madison by a score of 31-14 in their last game. Troy led 7-3 in the second quarter and trailed 17-14 at halftime, but they were outscored 14-0 in the second half for the loss. The Trojans were out gained by a total of 411-177, went 4-18 on third downs, and won the turnover battle by a total of 2-1 in the game. Goose Crowder went 15-34 for 196 yards, while Tae Meadows rushed seven times for 10 yards and one score. RaRa Thomas led Troy with three catches for 82 yards in the loss. 

Prior to that game, Troy defeated Southern Miss by a score of 28-18 and Georgia State by a score of 31-19. The Trojans have won seven of their last ten games and they finished first in the Sun Belt West standings. Troy has scored 24.3 points per game with 215.4 passing yards and 98.8 rushing yards per game, while they have allowed 24.5 points against per game this season. Goose Crowder has thrown for 1,314 yards, 11 touchdowns, and five interceptions, while Tae Meadows has rushed for 695 yards and six scores on 159 carries this season. 

Jacksonville State Gamecocks Betting Preview

The Jacksonville State Gamecocks are 8-5 (7-1) this year after they lost to Kennesaw State by a score of 19-15 in their last game. Jacksonville State trailed 7-0 at halftime and 12-0 in the fourth quarter, but they took a 15-12 lead late in the fourth, before allowing a touchdown with 51 seconds left for the loss. The Gamecocks were out gained by a total of 318-306, went 3-11 on third downs, and tied the turnover battle at one in the game. Caden Creel went 12-21 for 96 yards and one interception, while also leading the rushing attack with 18 carries for 112 yards and one score. Deondre Johnson led the receivers with four catches for 59 yards in the loss. 

Prior to that game, Jacksonville State defeated Western Kentucky by a score of 37-34, but did lose to FIU by a score of 27-21 before that. The Gamecocks have lost two of their last three games and they finished tied for first in the CUSA standings. Jacksonville State has scored 29.0 points per game with 161.2 passing yards and 258.0 rushing yards per game, while they have allowed 26.2 points against per game this season. Caden Creel has thrown for 1,341 yards, eight touchdowns, and four interceptions, while Cam Cook has rushed for 1,659 yards and 16 scores on 295 carries this year. 

Why the Jacksonville State Gamecocks will win

• The underdog has won each of Troy’s last three Bowl games.
• The underdog has covered the spread in each of Troy’s last three Bowl games.

Total Points Facts

• Each of Troy’s last four games against non-AP-ranked teams have gone UNDER the total points line.
• Four of Jacksonville State’s last five games as an underdog in Alabama have gone OVER the total points line.

Matchup/League Facts

• Jacksonville State ranks T126th among FBS teams for 1st downs against this season (278).
• Jacksonville State ranks T121st among FBS teams for Q4 opponent points per game this season (8.7).
• Troy ranks 123rd among FBS teams for yards per game this season (314.2).
• Troy ranks 122nd among FBS teams for Q3 points per game this season (3.4).

Troy vs Jacksonville State Prediction 

Both of these teams had very good regular seasons and ended up losing in their conference championship games, so they will be looking to end the season with a win here. Troy is missing their starting running back for this game and Crowder may be unable to play at the quarterback spot, so that could be an issue for a low scoring Troy offense. Jacksonville State sounds like they are going to have most of their roster available for this game, which is huge, as Cam Cook is one of the best backs in the country. I know the Jacksonville State defense is leaky, but I don’t trust Troy’s offense and I think the Jax State ground game will have a huge day. Take the Gamecocks here.

David Racey is 159-136 (54%) in College Football this season and is one of the top College Football Handicappers on the site. Click here for his premium plays for the week!

David Racey's Pick: Jacksonville State +2.5