Western Michigan junior Jalen Buckley is brought down during the home-opening game against North Texas at Western Michigan University on Saturday, Sept. 6, 2025.
Becca Mahon/Battle Creek Enquirer / USA TODAY NETWORK via Imagn Images

Toledo vs Western Michigan Prediction 9/20/2025 Today’s College Football Picks

Pick details

Toledo (2-1) vs Western Michigan (0-3)

September 20, 2025 at 03:30 PM EDT

The Line: Betting Odds: Western Michigan +13.5 — Over/Under: +50.5

(Get latest betting odds)

The Toledo Rockets and Western Michigan Broncos meet Saturday in college football action at Waldo Stadium. Here’s a Toledo vs Western Michigan Prediction. This article will include a Toledo vs Western Michigan Pick.

Toledo Rockets Betting Preview


The Toledo Rockets beat Western Kentucky and Morgan State, and they play Akron next. The Toledo Rockets have lost 3 of their last 5 regular season games. Tucker Gleason is completing 62.3 percent of his passes for 599 yards, 4 touchdowns, and 1 interception. Junior Vandeross III and Javon Brown have combined for 388 receiving yards and 4 touchdowns, while Jacob Petersen has 5 receptions.

The Toledo Rockets ground game is averaging 208.7 yards per contest, and Chip Trayanum leads the way with 248 yards and 4 touchdowns. Defensively, Toledo is allowing 15 points and 231.3 yards per game. K’Von Sherman leads the Toledo Rockets with 23 tackles, Martez Poynter has 1 sack and Nasir Bowers has 1 interception.

Western Michigan Broncos Betting Preview


The Western Michigan Broncos lost to North Texas and Illinois, and play Rhode Island next. The Western Michigan Broncos have lost 7 of their last 8 games. Broc Lowry is completing 55.6 percent of his passes for 244 yards, 1 touchdown, and 0 interceptions. Baylin Brooks and Talique Williams have combined for 188 receiving yards on 13 catches, while Jalen Buckley has 6 receptions.

The Western Michigan Broncos ground game is averaging 119.3 yards per contest, and Jalen Buckley leads the way with 146 yards on 45 carries. Defensively, Western Michigan is allowing 31.3 points and 366.7 yards per game. Tate Hallock leads the Western Michigan Broncos with 18 tackles, Nadame Tucker has 2.5 sacks and Tate Hallock has 1 interception.

Toledo Rockets @ Western Michigan Broncos Betting Trends: Week 4


Why the Western Michigan Broncos will win

  • The home team has won seven of the last eight games between Toledo and Western Michigan.
  • Toledo has lost four of its last five road games in September.
  • Toledo has failed to cover the spread in five of its last six games as a road favorite.
  • The home team has covered the spread in four of the last five games between Toledo and Western Michigan.

Why the Toledo Rockets will win

  • Western Michigan has lost each of its last 14 games as an underdog against non-AP-ranked teams.
  • The favorite has won 27 of Western Michigan’s last 28 games.
  • Toledo has covered the spread in each of its last four games against non-AP-ranked teams.
  • Western Michigan has failed to cover the spread in four of its last five games as an underdog against teams from Ohio.

Total Points Facts

  • Each of Western Michigan’s last four September games at Waldo Stadium have gone OVER the total points line.
  • Six of Toledo’s last seven games in September have gone OVER the total points line.

Western Michigan Broncos Player Prop Facts

  • Heading into Week 4, Baylin Brooks leads Western Michigan for receptions (7) this season.

Toledo Rockets Player Prop Facts

  • Heading into Week 4, Junior Vandeross III leads the Mid-American Conference for receiving touchdowns (4) this season.

Matchup/League Facts

  • Western Michigan ranks T132nd among FBS teams for Q1 points per game this season (0.0).
  • Western Michigan ranks T131st among FBS teams for points per game this season (12.0).
  • Toledo ranks T7th among FBS teams for Q2 opponent points per game this season (1.0).
  • Toledo ranks T130th among FBS teams for 4th down conversion percentage this season (16.7).

Toledo vs Western Michigan Prediction


Western Michigan has been horrible through three games as it’s arguably the worst offensive club through the first month and the defense has been getting run over. However, Western Michigan has also played Michigan State and Illinois, as well as a North Texas team that’s favored on the road against Army this week. Let’s give Western Michigan some grace. This will be just the third time since 2016 where Western Michigan is a double-digit home underdog. You don’t get these spots often with Western Michigan. I need to see more from Toledo to lay these sorts of numbers on the road. Give me the points with the Broncos.

Randy Chambers's Pick: Western Michigan +13.5

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