Oct 16, 2025; Greenville, North Carolina, USA; East Carolina Pirates running back London Montgomery (7) runs with the ball against the Tulsa Golden Hurricane during the first half at Dowdy-Ficklen Stadium. Mandatory Credit: James Guillory-Imagn Images
James Guillory-Imagn Images

Charlotte vs East Carolina Prediction 11/8/2025 Today’s College Football Picks

Pick details

MATCHUP 49ers Charlotte Pirates East Carolina
Team Records 1-7 5-3
Spread +28.5 -110 -28.5 -110
Moneyline +1600 -4000
Total Over 55.5 (-102) Under 55.5 (-118)
Where Dowdy-Ficklen Stadium, Greenville, NC
When Saturday, November 8, 2025
Time 03:00 PM EST
TV ESPN+

The Charlotte 49ers and East Carolina Pirates meet Saturday in college football action at Dowdy-Ficklen Stadium. Here’s a Charlotte vs East Carolina Prediction. This article will include a Charlotte vs East Carolina Pick.

Charlotte 49ers Betting Preview


The Charlotte 49ers lost to Tempe and North Texas, and they play UTSA next. Charlotte has lost 5 straight games. Grayson Loftis is completing 50.4 percent of his passes for 766 yards, 5 touchdowns, and 4 interceptions. E. Jai Mason and Javen Nicholas have combined for 873 receiving yards and 7 touchdowns, while Sean Brown has 18 receptions.

The Charlotte 49ers ground game is averaging 106.8 yards per contest, and Rod Gainey Jr. leads the way with 215 yards and 1 touchdown. Defensively, Charlotte is allowing 37.3 points and 477.9 yards per game. Reid Williford leads the Charlotte 49ers with 50 tackles, Shay Taylor has 1.5 sacks and Kadin Schmitz has 1 interception.

East Carolina Pirates Betting Preview


The East Carolina Pirates beat Temple and Tulsa, and they play Memphis next. East Carolina has won 3 of its last 4 games. Katin Houser is completing 66.9 percent of his passes for 2,245 yards, 12 touchdowns, and 5 interceptions. Anthony Smith and Yannick Smith have combined for 1,088 receiving yards and 7 touchdowns, while Brock Spalding has 27 receptions.

The East Carolina Pirates ground game is averaging 213 yards per contest, and London Montgomery leads the way with 449 yards and 4 touchdowns. Defensively, East Carolina is allowing 19.1 points and 372.9 yards per game. Ja’Marley Riddle leads the East Carolina Pirates with 46 tackles, Jasiyah Robinson has 3.5 sacks and Teagan Wilk has 1 interception.

Why the East Carolina Pirates will win

  • The favorite has won each of East Carolina’s last eight games.
  • Charlotte has lost each of its last five games against conference opponents.
  • Charlotte has failed to cover the spread in six of its last seven games as an underdog.
  • East Carolina has covered the spread in four of its last five games as a favorite against non-AP-ranked teams.
  • Charlotte has lost the first half in six of its last eight road games against conference opponents.

Why the Charlotte 49ers will win

  • East Carolina has lost three of its last four November games as a home favorite.
  • Charlotte has covered the spread in four of its last five road games against non-AP-ranked teams.
  • East Carolina has failed to cover the spread in six of its last eight November games as a favorite against non-AP-ranked teams.

Total Points Facts

  • Six of Charlotte’s last seven road games in November have gone OVER the total points line.
  • Five of East Carolina’s last six November games as a favorite against non-AP-ranked teams have gone OVER the total points line.

East Carolina Pirates Player Prop Facts

  • Heading into Week 11, Katin Houser ranks 16th amongst FBS players for passing yards (2245) this season.

Charlotte 49ers Player Prop Facts

  • Heading into Week 11, Derrick Eley ranks 4th in the American Conference for kick return yards (350) this season.

Matchup/League Facts

  • East Carolina ranks 10th among FBS teams for red zone percentage against this season (70.8).
  • East Carolina ranks 12th among FBS teams for H2 opponent points per game this season (7.6).
  • Charlotte ranks 133rd among FBS teams for average point differential in second quarters this season (-7.4).
  • Charlotte ranks 132nd among FBS teams for points allowed per game this season (37.3).

Charlotte vs East Carolina Prediction


Charlotte is one of the worst teams in college football and doesn’t do anything well on either side of the ball. It’s why the line is what it is. East Carolina is an above-average offense and should have its way in this spot. However, that doesn’t mean we make East Carolina such an insane favorite. East Carolina has failed to cover two of its last three games as a double-digit favorite, and this will be just the sixth time since 2019 where it’s been favorites of 24 or more points. We’re getting four touchdowns and a hook on top of it. This feels like a lot, regardless of how bad Charlotte is. Give me the points.

Randy Chambers's Pick: Charlotte +24.5

Hot Cappers

Latest Picks & Game Previews

  • Boston Univ. vs Northwestern Prediction 11/7/2025 Today’s College Basketball Picks

    November 07, 2025

  • Valparaiso vs Kentucky Prediction 11/7/2025 Today’s College Basketball Picks

    November 07, 2025

  • Gardner Webb vs Clemson Prediction 11/7/2025 Today’s College Basketball Picks

    November 07, 2025

  • Georgia State vs Cincinnati Prediction 11/7/2025 Today’s College Basketball Picks

    November 07, 2025

  • Morehead State vs Wake Forest Prediction 11/7/2025 Today’s College Basketball Picks

    November 07, 2025

  • Longwood vs Pittsburgh Prediction 11/7/2025 Today’s College Basketball Picks

    November 07, 2025

  • Cornell vs Kent State Prediction 11/7/2025 Today’s College Basketball Picks

    November 07, 2025

  • Winthrop vs George Mason Prediction 11/7/2025 Today’s College Basketball Picks

    November 07, 2025

  • Bucknell vs Mt. St. Mary’s Prediction 11/7/2025 Today’s College Basketball Picks

    November 07, 2025

  • UMass Lowell vs UConn Prediction 11/7/2025 Today’s College Basketball Picks

    November 07, 2025