Charlotte vs Army Prediction 10/11/2025 Today’s College Football Picks

The Charlotte 49ers and the Army Black Knights meet in week 7 college football action from Michie Stadium on Saturday. We will look at this from a betting perspective and determine the best bets for this game. Here’s a Charlotte 49ers vs. Army Black Knights prediction.

Charlotte 49ers Recap

The Charlotte 49ers come into this game looking to rebound from a 54-26 loss at the hands of USF last time out to fall to 1-4 on the year. After this game, Charlotte will head home for a game against the Temple Owls.

49ers Drop Back-To-Back Games

Conner Harrell has thrown for 737 yards, 4 touchdowns and 2 interceptions on 66.7% passing while Grayson Loftis has thrown for 295 yards, a touchdown and 3 picks on 45.5% passing and Zach Wilcke has thrown for 150 yards, 2 touchdowns and an INT on 77.8% passing. CJ Stokes leads the 49ers in rushing with 149 rushing yards and a touchdown and Rod Gainey Jr. has 145 rushing yards and a TD as well. E. Jai Mason has a team-high 21 catches for 310 yards and 4 touchdowns while Javen Nicholas has a team-leading 27 catches for 306 yards and a touchdown. Two more 49ers have 100+ receiving yards as well on the year. On defense, Shay Taylor leads the 49ers with 32 total tackles while Charlotte’s defense as a whole has combined for 5 sacks and 2 interceptions so far this season.

Army Black Knights Recap

The Army Black Knights come into this game looking to build on their 31-13 win over UAB last time out to improve to 2-3 this season. After this game, Army will head on the road for a matchup against the Tulane Green Wave.

Black Knights Snap Two-Game Slide

Dewayne Coleman has thrown for 273 yards, 2 touchdowns and 2 INTs on 57.6% passing while also leading Army rushing for 274 yards on the ground with 3 TDs. Noah Short leads the Army option with 310 rushing yards while Cale Hellums has 307 rushing yards and 6 touchdowns on the year. Hayden Reed has also rushed for 269 yards and scored 3 TDs as well this season. Brady Anderson leads the Black Knights with 167 receiving yards and 2 touchdowns while Short also has a team-high 12 catches for 119 yards and Samari Howard has 111 receiving yards as well this season. On defense, Andon Thomas also has a team-high 47 total tackles while Army’s defense as a whole has combined for 4 sacks and 3 interceptions this season.

Charlotte 49ers @ Army Black Knights Betting Trends: Week 7

Why the Army Black Knights will win

• Army has won each of its last four games in October.
• Charlotte has lost each of its last four games in October.
• Charlotte has failed to cover the spread in each of its last four games as an underdog.
• The favorite has covered the spread in four of Charlotte’s last five games.
• Charlotte has lost the first half in five of its last six games against conference opponents.

Why the Charlotte 49ers will win

• The road team has won four of Army’s last five games.
• Army has lost four of its last five games against teams from North Carolina.
• Army has failed to cover the spread in each of its last five games against teams from North Carolina.
• The underdog has covered the spread in five of Army’s last six games at Michie Stadium.

Total Points Facts

• Eight of Charlotte’s last nine road games have gone OVER the total points line.
• Four of Army’s last five games in New York have gone OVER the total points line.

Army Black Knights Player Prop Facts

• Heading into Week 7, Cale Hellums leads Army for touchdowns (6) this season.

Charlotte 49ers Player Prop Facts

• Heading into Week 7, Conner Harrell ranks 10th amongst qualified players for sack percentage (2.0%) this season.

Matchup/League Facts

• Army ranks 136th among FBS teams for passing yards per game this season (84.8).
• Army has played in the equal-highest number of games that went to overtime this season (2).
• Charlotte has lost the first quarter in each of its last four games – longest active streak in the FBS.
• Charlotte ranks 134th among FBS teams for average point differential in first quarters this season (-8.2).

Charlotte 49ers vs. Army Black Knights Prediction

I’m on Army and the points here. I think that Army’s just the far better team in this matchup despite the fact that they are a bit shaky defensively. Charlotte I just don’t trust on the offensive side of the football, and I think they’re going to have a serious issue stopping Army’s option attack. Give me Army in this one.