Temple vs Toledo Prediction 9/19/2026 Today’s College Football Picks

The Temple Owls and the Toledo Rockets meet in week 3 college football action from the Glass Bowl on Saturday. We will look at this from a betting perspective and determine the best bets for this game. Here’s a Temple Owls vs. Toledo Rockets Prediction.

Temple Owls Recap

The Temple Owls come into this game looking to rebound from a 27-9 loss at the hands of Penn State last time out to sit at 1-1 on the year. After this game, Temple will head home for a game against Army.

Owls Looking To Bounce Back From First L

Ajani Sheppard has thrown for 133 yards, 0 touchdowns and 0 interceptions on 50.0% passing while Keveun Mason leads the Owls in rushing with 234 rushing yards and 2 touchdowns so far this season. Jaxon Smolik has 69 rushing yards and 0 TDs while Jayce Freeman leads Temple in receiving with 57 receiving yards and 2 catches along with 1 touchdown while Peter Clarke leads the team with 6 catches along with 31 receiving yards and 0 touchdowns so far this season. On defense, Curly Ordonez has a team-high 20 total tackles while Curly Ordonez, Kevin Hornbeak Jr. and Davier Bishop are tied for the team lead with 1 sack each, and Temple’s defense as a whole has combined for 3 sacks and 2 interceptions so far this season.

Toledo Rockets Recap

The Toledo Rockets come into this game looking to add on to their 63-10 win over Central Connecticut State last time out to sit at 1-1 on the year. After this game, Toledo will take on San Diego State in a matchup at home.

Rockets Looking To Get Above .500

John Alan Richter has thrown for 448 yards, 5 touchdowns and 1 interception on 60.0% passing while Connor Walendzak leads the Rockets in rushing with 110 rushing yards and 2 touchdowns so far this season. Zero more Rockets have at least 100 rushing yards as well this season including CJ Miller who has 78 yards and 1 TD while Adjatay Dabbs leads Toledo in receiving with 135 receiving yards and 8 catches along with 3 touchdowns while Rico Bond is tied for the team lead with 135 receiving yards along with 4 catches and 1 touchdown so far this season. On defense, Isaac Zay has a team-high 19 total tackles while Isaac Zay, Caden Camese and Lucas Lambert-Pipkin are tied for the team lead with 1 sack each, and Toledo’s defense as a whole has combined for 4 sacks and 1 interception so far this season.

Temple Owls @ Toledo Rockets Betting Trends: Week 3

Why the Toledo Rockets will win

• Toledo has won each of its last 11 home games in September.
• Temple has lost each of its last 28 games as a road underdog.
• Temple has failed to cover the spread in each of its last five September games as a road underdog against non-AP-ranked teams.
• Toledo has covered the spread in each of its last four home games in September.
• Temple has lost the first half in each of its last 14 September games as an underdog.
• Toledo has won the first quarter in eight of its last nine games against non-conference opponents at Glass Bowl.

Why the Temple Owls will win

• Temple has won each of its last three games against opponents from the Mid-American Conference.
• Toledo has lost three of its last four games against non-conference opponents.
• Temple has covered the spread in eight of its last nine games against non-conference opponents.
• Toledo has lost the first half in three of its last four games.

Total Points Facts

• Eight of Temple’s last nine road games have gone OVER the total points line.
• Seven of Toledo’s last eight games against non-conference opponents at Glass Bowl have gone OVER the total points line.

Toledo Rockets Player Prop Facts

• Heading into Week 3, Connor Walendzak ranks T1st amongst qualified players for catch rate (100.0%) this season.

Temple Owls Player Prop Facts

• Heading into Week 3, JoJo Bermudez ranks 1st in the American Conference for punt return yards (86) this season.

Matchup/League Facts

• Toledo ranks T1st among FBS teams for Q3 opponent points per game this season (0.0).
• Toledo ranks T1st among FBS teams for red zone percentage this season (100.0).
• Temple ranks T1st among FBS teams for 4th down conversion percentage this season (100.0).
• Temple ranks T1st among FBS teams for red zone percentage this season (100.0).

Temple Owls vs. Toledo Rockets Prediction

I’m on Toledo here. I just think Toledo’s the slightly better team here and while Temple looked competitive against Penn State, I think that Toledo is still a touchdown better than the Owls. This is a lot of talent for Toledo that was on a quality FCS Mercer team last year and I think that the Rockets win this game 28-20. Give me the Rockets at home.

Chris Ruffolo's Pick: Toledo -6