Dec 16, 2025; East Lansing, Michigan, USA;  Toledo Rockets forward Sean Craig (7) gets blocked by Michigan State Spartans forward Jesse McCulloch (35) during the first half at Jack Breslin Student Events Center. Mandatory Credit: Dale Young-Imagn Images
Dale Young-Imagn Images

Ball State vs Toledo Prediction 1/31/2026 Today’s College Basketball Picks

Pick details

MATCHUP Ball State Cardinals Toledo Rockets
Team Records 7-13 11-10
Spread +9.5 -118 -9.5 -102
Moneyline +320 -410
Total Over 147.5 (-108) Under 147.5 (-112)
Where Savage Arena, Toledo, OH
When Saturday, January 31, 2026
Time 12:00 PM EST
TV ESPN+

In this article, we will formulate a Ball State vs Toledo Prediction for this college basketball game on Saturday, January 31st. Let’s take a look at the prediction for this college basketball matchup.

Toledo Rockets Preview

The Toledo Rockets have an 11-10 overall record this season and a 5-4 record in the MAC. They are coming off a 91-81 away loss against Akron and their previous three games were a 73-72 home win against Bowling Green, an 84-82 away loss against Massachusetts and an 87-84 away loss against Kent State.

Offensively, Toledo averages 82.2 points per game, while allowing 78.9 points per game defensively. The Rockets shoot with 48% from the field and grab 34.1 rebounds per game, while dishing out 16 assists per game. They average 2.9 blocks per game and 7.6 steals per game defensively.

Jamarion Wilson leads Toledo in scoring, with an average of 17.1 points per game, while shooting with 48.5% from the field and 69.5% from the free throw line, also leading the team in assists with 4.7 per game. Sean Craig is the team’s leading rebounder with 8 per game.

Ball State Cardinals Preview

The Ball State Cardinals have a 7-13 overall record this season and a 3-5 record in the MAC. They are coming off a 58-53 home win against Northern Illinois and their previous three games were a 68-67 away win against Central Michigan, a 76-71 home win against Ohio and an 87-77 away loss against Akron.

Offensively, Ball State averages 67.9 points per game, while allowing 69.8 points per game defensively. The Cardinals shoot with 42% from the field and grab 31.7 rebounds per game, while dishing out 12.7 assists per game. They average 2.8 blocks per game and 7.7 steals per game defensively.

Armoni Zeigler leads Ball State in scoring, with an average of 13.2 points per game, while shooting with 44.2% from the field and 81.3% from the free throw line, also leading the team in rebounds with 4.9 per game and assists with 2.8 per game.

Ball State Cardinals @ Toledo Rockets Betting Trends: January 31, 2026

Why the Toledo Rockets will win

  • Toledo has won each of its last eight day games against Conference opponents at Savage Arena.
  • Ball State has lost seven of its last eight road games against Conference opponents.
  • Toledo has won the first half in seven of its last eight day games against Conference opponents at Savage Arena.

Why the Ball State Cardinals will win

  • Ball State has won each of its last three games.
  • Toledo has lost three of its last four games.
  • The road team has won the first half in four of the last five games between Ball State and Toledo.

Total Points Facts

  • Eleven of Toledo’s last 12 games at Savage Arena have produced a total of 150+ points.
  • Four of Ball State’s last five games at Savage Arena have produced a total of 149+ points.

Ball State vs Toledo Prediction

In this Ball State vs Toledo Prediction, Toledo is coming as -9 home favorites. Toledo has been the far better team this season but are 1-3 in their last 4 games but a perfect 5-0 against the spread. On the flip side, Ball State has been terrible on the road but have won their last three games and have been below average against the spread this season, with a 7-11 ATS record. I don’t trust Ball State on the road, especially when they have been so weaker offensively, scoring 14.3 points per game less than Toledo, who has been excellent against the spread lately. Take Toledo and lay the points at home.

Nikos Lagouretos's Pick: Toledo -9

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