Sep 25, 2025; Greenville, North Carolina, USA;  East Carolina Pirates cheerleader smiles against the Army Black Knights during the first half at Dowdy-Ficklen Stadium. Mandatory Credit: James Guillory-Imagn Images
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East Carolina vs Charlotte Prediction 2/21/2026 Today’s College Basketball Picks

Pick details

MATCHUP East Carolina Pirates Charlotte 49ers
Team Records 9-17 13-13
Spread +6.5 -108 -6.5 -112
Moneyline +230 -285
Total Over 145.5 (-112) Under 145.5 (-108)
Where Halton Arena, Charlotte, NC
When Saturday, February 21, 2026
Time 12:00 PM EST
TV ESPN2

The East Carolina Pirates and the Charlotte 49ers meet Saturday in college basketball action from Halton Arena. Here’s an East Carolina vs Charlotte prediction. We will look at this from a betting perspective and determine the best East Carolina vs Charlotte pick. We will examine the recent form and player performances for both teams, as well as the recent betting trends and streaks pertaining to this matchup. As we conclude, we will tie it all together with a summary that produces a sensible pick for a favorable betting outcome in this game.

East Carolina Pirates Betting Preview

East Carolina limped to a rocky 5-7 start in their first 12 games this season. The Pirates took losses versus North Carolina, Tulane, Temple, UAB, South Florida, Charlotte, Wichita State, Rice and Temple in the next 11 matchups, recording wins otherwise versus North Texas and FAU. After consecutive wins over UTSA and Rice, the Pirates would be sitting at 9-16 overall through 25 games.

In the Wichita State matchup on Wednesday the Pirates were down by four points 37-33 going into the second half. East Carolina managed to make the comeback on a 36-32 run and forced overtime. After two extra periods, the Pirates ended up with a tough loss at home 92-89. Leading the team was Jordan Riley with a great double-double on 40 points and 10 boards.

Charlotte 49ers Betting Preview

Over on the Charlotte side, they could only muster a 4-7 record over their opening 11 matchups, then got victories versus Lafayette, UIC, Wichita State, UTSA and Rice over the next six outings. Following a loss to Tulsa came wins over East Carolina, Tulane, Temple and Rice. The next three games were all losses to Wichita State, Memphis and UTSA though, which would make for a 13-12 run in the first 25 outings.

Matched up against Tulsa on Wednesday the 49ers were in trouble as they exited the floor in the first half, trailing 41-30 on the scoreboard. Charlotte got better from there on a 44-38 run but it wasn’t enough in a 79-74 loss on the road. Leading the team in scoring was Anton Bonke with 17 points and five rebounds while Damoni Harrison had 17 points with two boards and one assist.

East Carolina Pirates @ Charlotte 49ers Betting Trends: February 21, 2026

Why the Charlotte 49ers will win

  • East Carolina has lost seven of its last eight games following an overtime loss.

Why the East Carolina Pirates will win

  • Charlotte has lost each of its last four games against non-AP-ranked opponents.
  • East Carolina has won four of its last five road day games against Conference opponents.
  • East Carolina has won the first half in each of its last three road games.

East Carolina vs Charlotte Prediction

I’ll lean toward Charlotte. The 49ers will need to get over a road loss to a good Tulsa team this week though. Charlotte shot very well from the field (50.9 percent) in that one and had a dominant 34-12 edge in the paint. The Hurricane hit 18 3-pointers to the Niners’ 11 makes though, and Charlotte had just seven free throw makes to Tulsa’s 13 successful conversions. That gives the 49ers four straight losses with 74 or more points surrendered in each.

These teams last met up back on January 18 in a 73-70 road win for the 49ers. In that game Charlotte shot a very nice 54.2 percent from the field, 47.6 percent (10-of-21) from outside and 84.6 percent (11-of-13) at the line. The 32-22 rebounding edge was nice as well, but Charlotte did cough up 16 turnovers and had a 34-28 deficit in the paint. If the Niners can clean up a few things for the home rematch they should be in great shape.

Andrew Jett's Pick: Charlotte 49ers -6

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