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Dolphins vs Panthers Prediction 10/5/2025 Today’s NFL Picks

Sep 28, 2025; Foxborough, Massachusetts, USA; Carolina Panthers quarterback Bryce Young (9) hands the ball off to running back Chuba Hubbard (30) during the second half against the New England Patriots at Gillette Stadium. Mandatory Credit: Bob DeChiara-Imagn Images

Sep 28, 2025; Foxborough, Massachusetts, USA; Carolina Panthers quarterback Bryce Young (9) hands the ball off to running back Chuba Hubbard (30) during the second half against the New England Patriots at Gillette Stadium. Mandatory Credit: Bob DeChiara-Imagn Images

Miami (1-3) vs Carolina (1-3)

October 5, 2025 at 01:00 PM EDT

The Line: Betting Odds: Carolina +1.5 — Over/Under: +44.5

(Get latest betting odds)

In this article we will formulate a Dolphins vs Panthers prediction for this NFL game on Sunday, October 5th at Bank of America Stadium in Charlotte, North Carolina. Let’s take a look at the prediction for this week 5 matchup.

Miami Dolphins Betting Preview

The Miami Dolphins are 1-3 this year after they defeated the Jets by a score of 27-21 last week. Miami led 10-3 at halftime and 24-10 in the fourth quarter, but they allowed 11 points in the fourth quarter and nearly blew the lead. The Dolphins were out gained by a total of 404-300, went 4-12 on third downs, and won the turnover battle by a total of 3-0 in the game. Tua Tagovailoa went 17-25 for 177 yards and two touchdowns, while De’Von Achane rushed 20 times for 99 yards and one score. Tyreek Hill led the receivers with six receptions for 67 yards, but did leave the game with an injury. The Miami defense recorded two sacks and five tackles for loss in the game. 

In their first three games, Miami lost to the Colts by a score of 33-8, the Patriots by a score of 33-27, and the Bills by a score of 31-21. The Dolphins are averaging 20.8 points per game with 188.3 passing yards and 98.0 rushing yards per game, while they are allowing 29.5 points against per game this season. Tua Tagovailoa has completed 69.3% of his passes for 752 yards, seven touchdowns, and four interceptions, while Jaylen Waddle has caught 17 passes for 185 yards and two scores. De’Von Achane has led the ground game with 50 carries for 246 yards and one touchdown this year. 

Carolina Panthers Betting Preview

The Carolina Panthers are 1-3 this season after they lost to New England by a score of 42-13 in their last game. Carolina led 6-0 in the first quarter, but they allowed the next 42 points for the blowout loss. The Panthers out gained New England by a total of 326-307, went 5-14 on third downs, and tied the turnover battle at zero in the game. Bryce Young went 18-30 for 150 yards and one touchdown, while Chuba Hubbard rushed 10 times for 49 yards. Tetairoa McMillan led the Carolina receivers with four catches for 62 yards in the game. The Panthers defense recorded one sack and one tackle for loss in the defeat. 

In their first three games, Carolina lost to Jacksonville and Arizona, but did beat Atlanta by a score of 30-0 in their third game. The Panthers are averaging 18.8 points per game with 189.0 passing yards and 100.3 rushing yards per game, while they are allowing 23.8 points against per game this season. Bryce Young has completed 60.4% of his passes for 753 yards, five touchdowns, and three interceptions, while Tetairoa McMillan has caught 18 passes for 278 yards. Chuba Hubbard has led the rushing attack with 53 carries for 217 yards this season. 

Why the Panthers will beat the Dolphins 

The Panthers have won three of their last four games as underdogs following a loss.
The Dolphins have lost each of their last two Sunday games against teams that held a losing record.
The underdogs have covered the spread in each of the Panthers’ last six games at Bank of America Stadium.
The Dolphins have failed to cover the spread in each of their last three Sunday games.
The Dolphins have lost the first half in five of their last six road games in October.

Total Points Facts

Each of the Dolphins’ last eight Sunday games played on the East Coast have gone OVER the total points line.
Seven of the Panthers’ last eight Sunday games at Bank of America Stadium have gone OVER the total points line.

Carolina Panthers Player Prop Facts

Rico Dowdle has recorded 38+ rushing and receiving yards in each of his last seven Sunday home appearances.
Rico Dowdle has recorded 23+ rushing yards in each of his last 10 home appearances.
Bryce Young has scored a touchdown in each of the Panthers’ last four games at Bank of America Stadium.
Andy Dalton has recorded 248+ passing yards in each of his last four appearances against the Dolphins.
Bryce Young has recorded 22+ completions in each of the Panthers’ last three October games as underdogs against AFC opponents.
Heading into Week 5, Demani Richardson ranks T3rd in the league for fumbles recovered (1) this season.

Miami Dolphins Player Prop Facts

Tyreek Hill has recorded 72+ receiving yards in each of his last nine October appearances against NFC opponents.
De’Von Achane has recorded 73+ rushing yards in three of his four previous appearances with the Dolphins as favorites against NFC opponents.
De’Von Achane has scored at least one touchdown in each of the Dolphins’ last six games played as favorites on the East Coast.
Tua Tagovailoa has recorded 234+ passing yards in each of his last seven Sunday appearances with the Dolphins as favorites.
Jaylen Waddle has recorded 52+ rushing and receiving yards in 15 of his 18 previous appearances with the Dolphins as favorites following a win.
Tua Tagovailoa has recorded 28+ completions in each of his last four appearances following a win.
Heading into Week 5, Minkah Fitzpatrick ranks T3rd in the league for fumbles recovered (1) this season.

Matchup/League Facts

Heading into Week 5, the Panthers rank 1st in the NFL in 4th down attempts (11) this season.
Heading into Week 5, the Panthers rank 32nd in the NFL in Q2 points per game (0.8) this season.
Heading into Week 5, the Dolphins rank 2nd in the NFL in 3rd down percentage (48.9%) this season.
Heading into Week 5, the Dolphins rank 2nd in the NFL in red zone percentage (80.0%) this season.

Dolphins vs Panthers Prediction 

Miami was able to get a nice win on Monday night over the Jets, but their defense wasn’t great and now they are without Hill at receiver. The Dolphins allowed over 400 total yards in the game and they could have easily lost if New York protected the ball. Carolina was blown out by the Patriots in their last game, but they did win their only home game by a score of 30-0 in week three. This Miami defense is a big concern and I think the offense could also struggle without Hill on the outside. Take Carolina at home here. 

David Racey is 15-3 (83%) in the NFL over the last two weeks and he has been red hot this season. Click here for his premium plays for this week!

David Racey's Pick: Panthers ML

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