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Carolina Panthers vs Tampa Bay Buccaneers Prediction 1/3/2026 Today’s NFL Picks

Dec 28, 2025; Charlotte, North Carolina, USA; Carolina Panthers head coach Dave Canales thanks linebacker Christian Rozeboom (56) during the second half at Bank of America Stadium. Mandatory Credit: Jim Dedmon-Imagn Images

Dec 28, 2025; Charlotte, North Carolina, USA; Carolina Panthers head coach Dave Canales thanks linebacker Christian Rozeboom (56) during the second half at Bank of America Stadium. Mandatory Credit: Jim Dedmon-Imagn Images

MATCHUP Carolina Panthers Tampa Bay Buccaneers
Team Records 8-9 8-9
Where Raymond James Stadium, Tampa, FL
When Saturday, January 3, 2026
Time 04:30 PM EST
TV ABC

The Carolina Panthers and Tampa Bay Buccaneers meet Saturday in NFL action at Raymond James Stadium. Here’s a Carolina Panthers vs Tampa Bay Buccaneers Prediction. This article will include a Carolina Panthers vs Tampa Bay Buccaneers Pick.

Carolina Panthers Betting Preview

The Carolina Panthers lost to the Seahawks and beat the Buccaneers. The Carolina Panthers have split their last 10 games. Bryce Young is completing 63.2 percent of his passes for 2,745 yards, 21 touchdowns, and 10 interceptions. Tetairoa McMillan and Jalen Cooker have combined for 1,076 receiving yards and 9 touchdowns, while Xavier Legette has 32 receptions.

The Carolina Panthers ground game is averaging 122.4 yards per contest, and Rico Dowdle leads the way with 1,066 yards and 6 touchdowns. Defensively, Carolina is allowing 22.8 points and 326.6 yards per game. Christian Rozeboom leads the Carolina Panthers with 114 tackles, Derrick Brown has 5 sacks and Jaycee Horn has 5 interceptions.

Tampa Bay Buccaneers Betting Preview

The Tampa Bay Buccaneers lost to the Panthers and Dolphins. The Tampa Bay Buccaneers have lost 4 straight games. Baker Mayfield is completing 62.8 percent of his passes for 3,490 yards, 25 touchdowns, and 10 interceptions. Cade Otton and Emeka Egbuka have combined for 1,408 receiving yards and 6 touchdowns, while Sterling Shepard has 39 receptions.

The Tampa Bay Buccaneers ground game is averaging 112.9 yards per contest, and Rachaad White leads the way with 549 yards and 4 touchdowns. Defensively, Tampa Bay is allowing 24.8 points and 340.5 yards per game. Lavonte David leads the Tampa Bay Buccaneers with 108 tackles, Yaya Diaby has 7 sacks and Jamel Dean has 3 interceptions.

Why the Tampa Bay Buccaneers will win

Why the Carolina Panthers will win

Total Points Facts

Tampa Bay Buccaneers Player Prop Facts

Carolina Panthers Player Prop Facts

Matchup/League Facts

Carolina Panthers vs Tampa Bay Buccaneers Prediction

On paper, the Buccaneers are the better team, and they’ve won 8 of the last 10 games against the Panthers. They should be favored. However, the Bucs have lost 4 straight games and 7 of their last 8 games. Just two months ago, the Bucs looked like a contender in the NFC. Now they look like a team that’s given up and is ready for the offseason. Mayfield doesn’t look healthy and the Bucs aren’t finishing drives.

The Buccaneers’ defense has also underachieved. Yes, the Panthers have issues of their own, mainly offensively. The Panthers have scored 10 or fewer points in 4 of their last 9 games. Still, somebody has to win and in a battle of two mediocre teams, I’d grab the points and wish for the best.

Randy Chambers's Pick: Carolina Panthers +3

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