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Cardinals vs Chargers Prediction 9/13/2026 Today’s NFL Picks

Oct 21, 2024; Glendale, Arizona, USA; Los Angeles Chargers head coach Jim Harbaugh argues with NFL umpire Scott Campbell against the Arizona Cardinals at State Farm Stadium. Mandatory Credit: Mark J. Rebilas-Imagn Images

Oct 21, 2024; Glendale, Arizona, USA; Los Angeles Chargers head coach Jim Harbaugh argues with NFL umpire Scott Campbell against the Arizona Cardinals at State Farm Stadium. Mandatory Credit: Mark J. Rebilas-Imagn Images

MATCHUP Arizona Cardinals Los Angeles Chargers
Team Records 0-0 0-0
Spread +9.5 -105 -9.5 -115
Moneyline +380 -500
Total Over 47.5 (-102) Under 47.5 (-118)
Where SoFi Stadium, Inglewood, CA
When Sunday, September 13, 2026
Time 04:25 PM EDT
TV CBS
In this article we will formulate a Cardinals vs Chargers prediction for this NFL game on Sunday, September 13th at SoFi Stadium in Inglewood, California. Let’s take a look at the prediction for this week 1 matchup.

Arizona Cardinals Betting Preview

The Arizona Cardinals went 3-14 last season and they finished fourth in the NFC West standings, 11 games behind the Seahawks. Arizona started the season with two wins over the Saints and Panthers, but it was all downhill after that point. The Cardinals lost 14 of their last 15 games, with their one win coming against the Cowboys. Arizona really struggled defensively last year, as they allowed 37+ points in four of their last five games. The Cardinals scored 20.9 points per game in 2025, while they allowed 28.7 points against per game on defense.

In the preseason, Arizona went 1-3, which was third in the NFC West. The Cardinals lost to the Panthers by a score of 33-30, defeated the Raiders 27-14, lost to the Cowboys 34-13, and lost to the Packers 42-38 in their four games. Arizona will have Jacoby Brissett as their starting quarterback with Jeremiyah Love at running back and Trey McBride at tight end, who is one of the best tight ends in the NFL. 

Los Angeles Chargers Betting Preview

The Los Angeles Chargers were 11-6 last year and they finished second in the AFC West, three games behind Denver in first. Los Angeles opened the season with a 27-21 win over Kansas City and followed that up with a 20-9 win over the Raiders in week two. The Chargers were 4-3 through seven games, but they finished the season by going 7-3 in their last 10. Los Angeles did make the playoffs, but they lost to the Patriots by a score of 16-3 in their first game. The Chargers scored just 22 points in their last three games, as the offense really let them down. LA scored 21.6 points per game in 2025, while they allowed 20.0 points against per game on defense. 

In the preseason, Los Angeles went 1-2, which was tied for second in the AFC West. The Chargers defeated the Texans by a score of 27-7, lost to the 49ers by a score of 41-17, and lost to the Rams by a score of 20-18 in their three games. LA will have Justin Herbert at QB with Omarion Hampton at running back and Ladd McConkey as the #1 receiver. 

Why the Los Angeles Chargers will win

Why the Arizona Cardinals will win

Total Points Facts

Los Angeles Chargers Player Prop Facts

Arizona Cardinals Player Prop Facts

Matchup/League Facts

Cardinals vs Chargers Prediction 

Arizona comes into this matchup looking to start the season on the right foot, as they were terrible in 2025. The Cardinals have Brissett at quarterback, which isn’t great, but they do have some solid skill position players. Los Angeles should have another very strong defense and we know Herbert can be elite when given time. The Chargers are the much better team in this game, but this is a huge spread for week one, especially with the skill position players for the Cardinals. Take Arizona and the points.

David Racey's Pick: Cardinals +9.5

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