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UL Monroe vs South Alabama Prediction 10/3/2026 Today’s College Football Picks

Sep 26, 2026; Lexington, Kentucky, USA;  South Alabama Jaguars quarterback Jared Hollins (7) looks to pass during the first quarter against the Kentucky Wildcats at Kroger Field.  Mandatory Credit: Jordan Prather-Imagn Images

Sep 26, 2026; Lexington, Kentucky, USA; South Alabama Jaguars quarterback Jared Hollins (7) looks to pass during the first quarter against the Kentucky Wildcats at Kroger Field. Mandatory Credit: Jordan Prather-Imagn Images

MATCHUP UL Monroe Warhawks South Alabama Jaguars
Team Records 0-4 2-2
Spread +14 -105 -14 -115
Moneyline +455 -625
Total Over 57.5 (-108) Under 57.5 (-112)
Where Hancock Whitney Stadium, Mobile, AL
When Saturday, October 3, 2026
Time 07:00 PM EDT
TV ESPN+

The Louisiana-Monroe Warhawks and the South Alabama Jaguars meet Saturday in college football action from Hancock Whitney Stadium in Mobile. Here’s a Louisiana-Monroe vs South Alabama prediction. We will look at this from a betting perspective and determine the best Louisiana-Monroe vs South Alabama pick. We will examine the recent form and player performances for both teams, as well as the recent betting trends and streaks pertaining to this matchup. As we conclude, we will tie it all together with a summary that produces a sensible pick for a favorable betting outcome in this game.

LA-Monroe Warhawks Betting Preview

LA-Monroe had their hands full in their opener on the road versus Mississippi State. That one turned into a blowout as the Warhawks fell 62-13. LA-Monroe lost again in game two versus UAB, taking a much closer defeat 26-20. In game three the Warhawks posted a 22-14 advantage in the second half versus Southeastern LA but still lost 38-35.

In the Florida Atlantic game last weekend the Warhawks were all tied up 7-7 after the first quarter. LA-Monroe gave up 28 points in the second quarter though, then 10 more after halftime in a 45-17 loss. QB Aidan Armenta was 23-of-29 for 278 yards and a pair of touchdowns. CJ Phillip led the rush on just 26 yards from eight carries in the defeat.

South Alabama Jaguars Betting Preview

Over on the South Alabama side, they have four games in the bag as well this year. In the opener versus Southeastern LA, the Jaguars rolled to a 39-14 victory. Game two was a close 28-24 loss versus Tulane in a road matchup, but South Alabama was able to get back into the win column 41-36 versus Ohio the next weekend. That brought their record to 2-1 overall.

Matched up against Kentucky last weekend, the Jags were quite competitive in the first half. South Alabama went into the locker room trailing 24-21 after three second-quarter touchdowns. The Jaguars were outscored 21-0 from there though, and lost 45-21. QB Jared Hollins was 23-of-43 for 266 yards, two touchdowns and two picks in the losing effort.

Louisiana-Monroe Warhawks @ South Alabama Jaguars Betting Trends: Week 5

South Alabama Jaguars Player Prop Facts

Louisiana-Monroe Warhawks Player Prop Facts

Matchup/League Facts

LA-Monroe vs South Alabama Prediction

I’ll go with South Alabama but I’m probably avoiding this one. The Jaguars didn’t play too badly in the first half of their loss to Kentucky but faded from there. South Alabama ended up with 354 yards, 19 first downs, 4-of-15 on third downs and two picks. the defense gave up just 177 pass yards but also 390 rush yards, 8.3 yards per play and 26 first downs.

As for LA-Monroe, they gave up 577 yards, 245 rush yards, 28 first downs and 11-of-20 on third downs in their loss to FAU. The Warhawks posted just 13 first downs and 4-of-13 on third-down conversion attempts offensively. LA-Monroe should match up better here but I don’t think they’ll cover.

Andrew Jett's Pick: South Alabama Jaguars -14.5

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