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Middle Tennessee vs FIU Prediction 10/20/2026 Today’s College Football Picks

Oct 3, 2026; Lawrence, Kansas, USA;  Middle Tennessee Blue Raiders quarterback Roman Gagliano (16) hands off to running back Brooklen Davis (33) during the fourth quarter against the Kansas Jayhawks at David Booth Kansas Memorial Stadium.  Mandatory Credit: Scott Sewell-Imagn Images

Oct 3, 2026; Lawrence, Kansas, USA; Middle Tennessee Blue Raiders quarterback Roman Gagliano (16) hands off to running back Brooklen Davis (33) during the fourth quarter against the Kansas Jayhawks at David Booth Kansas Memorial Stadium. Mandatory Credit: Scott Sewell-Imagn Images

MATCHUP Middle Tennessee Blue Raiders Florida International Golden Panthers
Team Records 3-3 3-3
Spread +10 -110 -10 -110
Moneyline +300 -380
Total Over 45.5 (-110) Under 45.5 (-110)
Where Pitbull Stadium, Miami, FL
When Tuesday, October 20, 2026
Time 07:00 PM EDT
TV CBSSN

In this article we will formulate a Middle Tennessee vs FIU prediction for this College Football game on Tuesday, October 20th at Pitbull Stadium in Miami, Florida. Let’s take a look at the prediction for this Week 8 matchup.

Middle Tennessee Blue Raiders Betting Preview

The Middle Tennessee Blue Raiders are 3-3 (1-1) this season after they defeated Delaware by a score of 33-30 in their last game. Middle Tennessee trailed 16-12 at halftime and 30-26 in the fourth quarter, but they scored with 3:06 left to get the win. The Blue Raiders out gained Delaware by a total of 396-391, went 2-9 on third downs, and lost the turnover battle by a total of 2-1 in the game. Roman Gagliano threw for 291 yards, three touchdowns, and one interception, while Antonio Martin rushed 11 times for 48 yards. Koraun Perdue caught four passes for 103 yards and one score in the game.

Prior to that win, Middle Tennessee lost to Kansas by a score of 55-0 and Jacksonville State by a score of 23-13. The Blue Raiders have scored 22.8 points per game with 200.7 passing yards and 120.8 rushing yards per game, while they have allowed 28.3 points against per game this season. Roman Gagliano has thrown for 1,204 yards with 11 touchdowns and two interceptions, while Antonio Martin has rushed 83 times for 433 yards and one score this season.

FIU Panthers Betting Preview

The FIU Panthers are 3-3 (1-1) this year after they lost to Jacksonville State by a score of 27-24 in their last game. FIU was tied 17-17 at halftime and 24-24 in the fourth, but they allowed a field goal with 44 seconds left for the loss. The Panthers out gained Jax State by a total of 404-387, went 8-15 on third downs, and won the turnover battle by a total of 1-0 in the game. JJ Kohl threw for 278 yards and two touchdowns, while Maguire Anderson caught eight passes for 133 yards and two scores. Devonte Lyons rushed 15 times for 73 yards and one touchdown in the loss.

Prior to that game, FIU defeated New Mexico State by a score of 22-3 and LIU by a score of 20-3. The Panthers have scored 19.7 points per game with 262.7 passing yards and 120.0 rushing yards per game, while they have allowed 14.7 points against per game this season. JJ Kohl has thrown for 1,458 yards with seven touchdowns, and seven interceptions this year.

Why the Florida International Panthers will win

Why the Middle Tennessee Blue Raiders will win

Total Points Facts

Florida International Panthers Player Prop Facts

Middle Tennessee Blue Raiders Player Prop Facts

Matchup/League Facts

Middle Tennessee vs FIU Prediction

Middle Tennessee comes into this matchup after getting a nice win last week against Delaware, but they have allowed 85 points in their last two games. FIU lost a close one last week, but they have allowed 20 points or fewer in four of their last five. The Panthers are the slightly better team in this contest, but Gagliano has been very reliable at QB for Middle Tennessee. Take the points with the Blue Raiders.

David Racey's Pick: Middle Tennessee +10.5

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