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East Carolina vs Charlotte Prediction 11/14/2026 Today’s College Football Picks

Oct 22, 2026; Memphis, Tennessee, USA;  Memphis Tigers running back Manny Covey (28) avoids a tackle from East Carolina Pirates defensive back Ayden Duncanson (13) during the second half at Simmons Bank Liberty Stadium.  Mandatory Credit: Wesley Hale-Imagn Images

Oct 22, 2026; Memphis, Tennessee, USA; Memphis Tigers running back Manny Covey (28) avoids a tackle from East Carolina Pirates defensive back Ayden Duncanson (13) during the second half at Simmons Bank Liberty Stadium. Mandatory Credit: Wesley Hale-Imagn Images

East Carolina vs Charlotte Odds and Matchup Info
MATCHUP East Carolina Pirates Charlotte 49ers
Team Records 5-4 1-8
Spread -11.5 -112 +11.5 -108
Moneyline -455 +350
Total Over 45.5 (-105) Under 45.5 (-115)
Where Jerry Richardson Stadium, Charlotte, NC
When Saturday, November 14, 2026
Time 01:00 PM EST
TV ESPN+

East Carolina vs Charlotte Prediction

In this East Carolina vs Charlotte prediction for this College Football Week 11 matchup on Saturday, November 14th, East Carolina is coming as -11.5 road favorites. East Carolina has been the far better team this season, facing a Charlotte squad that has won only once in its 9 games played and has been winless at home. The Pirates are 5-2 in their last 7 games and 4-1 against the spread in their last 5, while being better both on the offensive and the defensive end than the 49ers, who have the second-worst defense in the whole country and a -18.6 point differential. East Carolina won their previous meeting against Charlotte last season by 48-22 and I expect them to win comfortably again today. Take East Carolina and lay the -10.5 points on the road.

Charlotte 49ers Preview

Charlotte has a 1-8 record and a 1-4 record in the American. They are coming off a 12-23 road loss against UAB and will face Navy next.

Offensively, Charlotte averages 19.7 points per game, ranking 125th in the nation, while defensively, they allow 38.3 points per game, which is 137th. Charlotte averages 318.3 total yards per game (201.4 passing and 116.9 rushing), while allowing 449.1 total yards per game (185.7 rushing and 263.4 passing). They average 60.7 plays per game and 5.2 yards per play on offense, while allowing 70.7 plays per game and 6.4 yards per play on defense. Charlotte averages 15.6 first downs per game on offense and 23.1 first downs per game on defense. They are averaging 1.8 turnovers per game and forcing 1.1 turnovers per game.

Conner Harrell leads Charlotte with 1,006 passing yards with 64% completed passes and 6 touchdowns. Henry Rutledge leads the team in rushing yards with 454, while Jaden Barnes has a team-high 542 receiving yards and 54 receptions. Defensively, Gavin Willis has a team-high 75 total tackles (39 of them solo), while Collin Gill leads the team with 3 sacks.

East Carolina Pirates Preview

East Carolina has a 5-4 record and a 3-2 record in the American. They are coming off a 20-17 home win against South Florida and will face Army and Florida Atlantic next.

Offensively, East Carolina averages 23.6 points per game, ranking 101st in the nation, while defensively, they allow 23.3 points per game, which is 56th. East Carolina averages 352.1 total yards per game (190.6 passing and 161.6 rushing), while allowing 335.6 total yards per game (140.9 rushing and 194.7 passing). They average 68.6 plays per game and 5.1 yards per play on offense, while allowing 67.7 plays per game and 5 yards per play on defense. East Carolina averages 18.9 first downs per game on offense and 18.8 first downs per game on defense. They are averaging 1.7 turnovers per game and forcing 1.3 turnovers per game.

Emory Williams leads East Carolina with 891 passing yards with 63.9% completed passes and 9 touchdowns. TJ Engleman Jr. leads the team in rushing yards with 695, while Ray Ray Joseph has a team-high 365 receiving yards and 40 receptions. Defensively, DJ Johnson Jr. has a team-high 60 total tackles (25 of them solo), while Preston Carr leads the team with 3 sacks.

East Carolina Pirates @ Charlotte 49ers Betting Trends: Week 11

 

Why the Charlotte 49ers will win

Why the East Carolina Pirates will win

Total Points Facts

Charlotte 49ers Player Prop Facts

East Carolina Pirates Player Prop Facts

Matchup/League Facts

Nick Lagouretos's Pick: East Carolina -10.5

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