Army vs Memphis Prediction 10/31/2026 Today’s College Football Picks
Chris Ruffolo
Oct 17, 2026; West Point, New York, USA; Army Black Knights wide receiver Samari Howard (27) celebrates his touchdown against the Florida Atlantic Owls during the first half at Michie Stadium. Mandatory Credit: Danny Wild-Imagn Images
Army vs Memphis Odds and Matchup Info
MATCHUP
Army Black Knights
Memphis Tigers
Team Records
5-2
6-2
Spread
+6 -110
-6 -110
Moneyline
+180
-218
Total
Over 59.5 (-112)
Under 59.5 (-108)
Where
Simmons Bank Liberty Stadium, Memphis, TN
When
Saturday, October 31, 2026
Time
08:00 PM EDT
TV
ESPNU
The Army Black Knights and the Memphis Tigers meet in week 9 college football action from Simmons Bank Liberty Stadium on Saturday. We will look at this from a betting perspective and determine the best bets for this game.
Army Black Knights vs. Memphis Tigers Prediction
I’m leaning towards the over here. This is a really big game for both teams in terms of trying to be the American champion this season and put themselves in the best possible spot for a college football playoff spot as the group of six representative. That being said, Memphis can and should score on a susceptible Army defense, but Memphis’ problem for the most part this year has been stopping the run and facing an option offense isn’t going to help those problems. I think this turns into a track meet, so give me the over here.
Army Black Knights Recap
The Army Black Knights come into this game looking to build on their 38-35 win over Tulsa last time out to sit at 5-2 this season. After this game, the Black Knights will square off against the Air Force Falcons at home.
Black Knights Win 3 In A Row
Cale Hellums has thrown for 422 yards, 3 touchdowns and 1 interception on 56.5% passing while Cale Hellums also leads Army in rushing with 840 yards and 16 touchdowns. Godspower Nwawuihe sits behind Hellums on the ground with 355 yards and 3 touchdowns. Brady Anderson leads the Black Knights in receiving with 163 yards and 10 catches, while Samari Howard trails with 116 yards and 11 catches along with 2 touchdowns. On defense, Elijah Walton has a team-high 52 tackles while Army’s defense as a whole has combined for 3 sacks and 1 interception.
Why the Army Black Knights will win
Memphis has lost each of its last four games after coming off overtime.
Army has won eight of its last 10 games in October.
Army has covered the spread in five of its last six October road games against non-AP-ranked teams.
Memphis has failed to cover the spread in three of its last four home games against conference opponents.
Memphis has lost the first half in each of its last four games after coming off overtime.
The road team has won the first quarter in three of Memphis’ last four games.
Memphis Tigers Recap
The Memphis Tigers come into this game looking to add on to a 41-34 win over East Carolina last time out to improve their record to 6-2 this season. After this game, Memphis will head on the road for a game against the USF Bulls.
Tigers Win 4 Of Last 5 Games
Marcus Stokes has thrown for 2,161 yards, 21 touchdowns and 6 interceptions on 67.0% passing while Jaylin Carter leads Memphis in rushing with 833 yards and 8 touchdowns. Manny Covey sits behind Carter on the ground with 361 yards. Hunter Tipton leads the Tigers in receiving with 409 yards and 30 catches along with 5 touchdowns, while Stonka Burnside trails with 402 yards and 24 catches along with 3 touchdowns. On defense, Mike Montgomery has a team-high 58 tackles while Memphis’s defense as a whole has combined for 16 sacks and 9 interceptions.
Why the Memphis Tigers will win
Memphis has won each of its last six home games in October.
Army has lost 17 of its last 18 October games as an underdog.
Army has failed to cover the spread in five of its last six October games as an underdog.
The favorite has covered the spread in three of Army’s last four games.
The favorite has won the first half in seven of Army’s last eight games.