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Northern Iowa vs Belmont Prediction 2/12/2026 Today’s College Basketball Picks

Mar 20, 2015; Charlotte, NC, USA; The Belmont Bruins cheerleaders perform during the first half against the Virginia Cavaliers in the second round of the 2015 NCAA Tournament at Time Warner Cable Arena. Mandatory Credit: Jeremy Brevard-Imagn Images

Mar 20, 2015; Charlotte, NC, USA; The Belmont Bruins cheerleaders perform during the first half against the Virginia Cavaliers in the second round of the 2015 NCAA Tournament at Time Warner Cable Arena. Mandatory Credit: Jeremy Brevard-Imagn Images

MATCHUP Northern Iowa Panthers Belmont Bruins
Team Records 16-9 22-4
Spread +4.5 -105 -4.5 -115
Moneyline +190 -230
Total Over 137.5 (-115) Under 137.5 (-105)
Where Curb Event Center Arena, Nashville, TN
When Thursday, February 12, 2026
Time 09:00 PM EST
TV ESPN+

The Northern Iowa Panthers and the Belmont Bruins meet Thursday in college basketball action from Curb Event Center in Nashville. Here’s a Northern Iowa vs Belmont prediction. We will look at this from a betting perspective and determine the best Northern Iowa vs Belmont pick. We will examine the recent form and player performances for both teams, as well as the recent betting trends and streaks pertaining to this matchup. As we conclude, we will tie it all together with a summary that produces a sensible pick for a favorable betting outcome in this game.

Northern Iowa Panthers Betting Preview

The Panthers were looking pretty good after 15 games this year, sitting on a 12-3 record. Northern Iowa lost to Belmont, Bradley, UIC, Valparaiso, Illinois State and Southern Illinois in the next seven games, though. Since then the Panthers have taken wins in succession over Evansville, Bradley and Murray State, giving the team a 16-9 overall run in the books so far.

In the Murray State matchup back on Monday the Panthers were sitting in the locker room with a 39-31 edge at the break. Northern Iowa continued to keep the pressure on during the second half on a 50-29 advantage and ended up taking the victory on the road 89-60. Trey Campbell was the leading team scorer with 22 points, five rebounds and six assists. Leon Bond added 19 points with two rebounds as well.

Belmont Bruins Betting Preview

Over on the Belmont side, they posted a very nice 12-1 run in their first 13 outings. The only defeat during that time came against Richmond on December 3. The Bruins would lose to Indiana State and Southern Illinois in the next three outings, then took out Northern Iowa, Drake, Valparaiso, Southern Illinois, Illinois State, Valparaiso and Murray State. After two more wins came a loss to Bradley.

In the Monday matchup versus Bradley, the Bruins were ahead by two points 33-31 going into the second half. Belmont hit a 49-47 deficit the rest of the way however, and had to go to overtime to finish off a 95-84 loss on the road. Drew Scharnowski put up 18 points with nine rebounds and three assists in the defeat and Tyler Lundblade had 16 points with five assists.

Northern Iowa Panthers @ Belmont Bruins Betting Trends: February 12, 2026

Why the Belmont Bruins will win

Why the Northern Iowa Panthers will win

Northern Iowa vs Belmont Prediction

I’ll lean toward Belmont. The Bruins need a good bounce-back effort here after an overtime road loss versus Bradley, though. In that one Belmont shot a solid 44.4 percent from the field with a 45-32 rebounding edge and a 32-22 advantage on points in the paint. That said, the Bruins also coughed up 16 turnovers along the way. Belmont is still 9-1 in their last 10 games though, and they’re scoring quite well during that stretch with 68 or more points in every outing.

These teams last saw each other on January 7 in a 78-65 road win for the Bruins. In that game Belmont shot a scorching 60 percent from the field with a 31-22 rebounding edge and just four turnovers. The Bruins gave up just 39 percent shooting on the other side as well. If they can get close to that same production in the home rematch Belmont will be in great shape.

Andrew Jett's Pick: Belmont Bruins -4.5

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