Army vs UMBC Prediction 12/12/2025 Today’s College Basketball Picks

Chris Ruffolo

4 hours ago

Nov 11, 2025; West Point, New York, USA; Army Black Knights forward Dylan Benner (23) is guarded by Duke Blue Devils guard/forward Darren Harris (8) during the second half at Christl Arena. Mandatory Credit: Danny Wild-Imagn Images

MATCHUP	Army Black Knights	UMBC Retrievers
Team Records	4-7	6-4
Spread	+5.5 -108	-5.5 -112
Moneyline	+210	-258
Total	Over 146.5 (-112)	Under 146.5 (-108)
Where	Chesapeake Employers Insurance Arena, Baltimore, MD
When	Friday, December 12, 2025
Time	06:00 PM EST
TV	ESPN+

The Army Black Knights and the UMBC Retrievers meet Friday in college basketball action from the Chesapeake Employers Insurance Arena. We will look at this from a betting perspective and determine the best bets for this game. Here’s an Army Black Knights vs. UMBC Retrievers prediction.

Army Black Knights Recap

The Army Black Knights come into this game looking to add on to their 111-53 win over subdivision Gallaudet last time out to sit at 4-7 this season. After this game, Army will take on Binghamton at home.

Black Knights Win 3 Of Last 4 Games

Ryan Curry leads the Black Knights in scoring and assists with 13.3 PPG and 5 APG along with 4.6 RPG while Jacen Holloway has 10.4 PPG with 4.1 RPG and 2.2 APG and Jackson Furman has 10.4 PPG with 2.5 RPG to cap off the trio of double-digit scorers for Army so far this season. Kevin McCarthy has 9.5 PPG with 2.8 RPG and Jaxson Bell has 9.2 PPG with 3.2 RPG while Tate Laczkowski has a team-high 5 RPG to lead the Black Knights in rebounding this season. As a team, Army is averaging 73.5 PPG on 41.2% shooting from the field, 32.3% from three and 73.2% from the foul mline this season.

UMBC Retrievers Recap

The UMBC Retrievers come into this game looking to shake off an 83-79 loss at the hands of Buffalo last time out to sit at 6-4 this season. After this game, UMBC will take on USF on the road.

Retrievers Alternate Wins & Losses In 4 Straight

Jah’Likai King leads UMBC in scoring and rebounding with 14.8 PPG and 4.7 RPG while DJ Armstrong Jr. has 11.5 PPG with 2.9 APG as the only other double-digit scorer for UMBC so far this season. Josh Odunowo has 9.7 PPG with 4.6 RPG and Ace Valentine has 9.8 PPG with 3.9 RPG and a team-high 4.8 APG to lead UMBC in assists so far this season. Caden Diggs has 9.4 PPG with 3.2 RPG as well this season for UMBC. As a team, UMBC is averaging 75.5 PPG on 47.4% shooting from the field, 35.1% from three and 72.7% from the foul line this season.

Army Black Knights @ UMBC Retrievers Betting Trends: December 12, 2025

Why the UMBC Retrievers will win

Army has lost seven of its last eight road night games against non-Conference opponents.
UMBC has won eight of its last 10 games against the Patriot League.
The home team has won the first half in each of UMBC’s last six games.

Why the Army Black Knights will win

UMBC has lost eight of its last nine home games following a home loss.
Army has won three of its last four games.
UMBC has lost the first half in five of its last six night games against non-Conference opponents.

Matchup/League Facts

UMBC ranks T10th among Division 1 teams for opponent free throw attempts per game this season (14.1).
UMBC ranks 17th among Division 1 teams for opponent free throws made per game this season (10.4).
Army ranks 364th among Division 1 teams for blocks per game this season (0.9).
Army ranks 6th among Division 1 teams for three-point field goal attempts per game this season (34.6).

Army Black Knights vs. UMBC Retrievers Prediction

I’m on Army and the points here. I get why UMBC would be favored at home, but the Retrievers haven’t really been blowing anyone out of the water this season as they have just one D-I win by more than a bucket this year. Army has the potential to shoot themselves into this game and I think at the very least they cover here. Give me Army and the points.