Navy (5-0) vs Temple (3-2)
October 11, 2025 at 04:00 PM EDT
The Line: Betting Odds: Temple +9.5 — Over/Under: +53.5
In this article we will formulate a Navy vs Temple prediction for this College Football game on Saturday, October 11th at Lincoln Financial Field in Philadelphia, Pennsylvania. Let’s take a look at the prediction for this week 7 matchup.
Prior to that win, Navy defeated Rice, Tulsa, UAB, and VMI in their first four games. The Midshipmen are averaging 41.0 points per game with 173.0 passing yards and 317.4 rushing yards per game, while they are allowing 19.6 points against per game this season. Blake Horvath has completed 71.9% of his passes for 839 yards, six touchdowns, and three interceptions, while Eli Heidenreich has 20 receptions for 413 yards and four scores. Horvath is also the leading rusher with 485 yards and six touchdowns this year.
Prior to that victory, Temple lost to Georgia Tech and Oklahoma, but did beat Howard and UMass in their first two games. The Owls are averaging 30.2 points per game with 182.0 passing yards and 171.6 rushing yards per game, while they are allowing 25.0 points against per game this season. Evan Simon has completed 59% of his passes for 805 yards and 12 touchdowns, while Peter Clarke has 12 receptions for 229 yards and three scores. Jay Ducker has led the rushing attack for Temple with 349 yards and two touchdowns on 66 carries this season.
Temple has covered the spread in seven of its last eight games against non-AP-ranked teams at Lincoln Financial Field.
Navy has failed to cover the spread in six of its last eight games as a favorite against teams from Pennsylvania.
Temple has lost 12 of its last 14 games in October.
Navy has covered the spread in each of its last five October road games against non-AP-ranked teams.
Each of Temple’s last five games as an underdog against Navy have gone OVER the total points line.
Temple ranks T15th among FBS teams for average point differential in fourth quarters this season (+5.4).
Navy has recorded the equal-most home wins by a margin of three points or less of any FBS team this season (1).
Navy ranks 1st among FBS teams for rushing yards per game this season (317.4).
David Racey is 58-44 (57%) in College Football this season and is one of the top College Football Handicappers on the site. Click here for his premium plays for the week!
Navy Midshipmen Betting Preview
The Navy Midshipmen are 5-0 (3-0) this year after they defeated Air Force by a score of 34-31 last week. Navy led 17-10 at halftime, but after a back and forth second half, they needed a field goal in the final minutes to secure the win. The Midshipmen out gained Air Force by a total of 519-460, went 5-11 on third downs, and tied the turnover battle at one in the game. Blake Horvath went 20-26 for 339 yards and three touchdowns, while also rushing 17 times for 130 yards and one score. Eli Heidenreich led the Navy receivers with eight receptions for 243 yards and three touchdowns in the win. The Navy defense recorded two sacks and six tackles for loss in the game.Prior to that win, Navy defeated Rice, Tulsa, UAB, and VMI in their first four games. The Midshipmen are averaging 41.0 points per game with 173.0 passing yards and 317.4 rushing yards per game, while they are allowing 19.6 points against per game this season. Blake Horvath has completed 71.9% of his passes for 839 yards, six touchdowns, and three interceptions, while Eli Heidenreich has 20 receptions for 413 yards and four scores. Horvath is also the leading rusher with 485 yards and six touchdowns this year.
Temple Owls Betting Preview
The Temple Owls are 3-2 (1-0) this season after they defeated UTSA by a score of 27-21 in their last game. Temple trailed 14-3 at halftime, but they scored 24 points in the second half to escape with the win. The Owls out gained UTSA by a total of 309-304, went 6-15 on third downs, and won the turnover battle by a margin of 2-0 in the game. Evan Simon went 15-24 for 180 yards and two touchdowns, while Hunter Smith rushed eight times for 74 yards and one score. Peter Clarke led the receivers with four catches for 82 yards and one score. The Temple defense recorded three sacks and five tackles for loss in the win.Prior to that victory, Temple lost to Georgia Tech and Oklahoma, but did beat Howard and UMass in their first two games. The Owls are averaging 30.2 points per game with 182.0 passing yards and 171.6 rushing yards per game, while they are allowing 25.0 points against per game this season. Evan Simon has completed 59% of his passes for 805 yards and 12 touchdowns, while Peter Clarke has 12 receptions for 229 yards and three scores. Jay Ducker has led the rushing attack for Temple with 349 yards and two touchdowns on 66 carries this season.
Why the Temple Owls will win
The home team has won four of the last five games between Navy and Temple.Temple has covered the spread in seven of its last eight games against non-AP-ranked teams at Lincoln Financial Field.
Navy has failed to cover the spread in six of its last eight games as a favorite against teams from Pennsylvania.
Why the Navy Midshipmen will win
Navy has won each of its last eight games against non-AP-ranked teams.Temple has lost 12 of its last 14 games in October.
Navy has covered the spread in each of its last five October road games against non-AP-ranked teams.
Total Points Facts
Each of Navy’s last six games against teams from Pennsylvania have gone OVER the total points line.Each of Temple’s last five games as an underdog against Navy have gone OVER the total points line.
Matchup/League Facts
Temple ranks 127th among FBS teams for Q1 opponent points per game this season (9.8).Temple ranks T15th among FBS teams for average point differential in fourth quarters this season (+5.4).
Navy has recorded the equal-most home wins by a margin of three points or less of any FBS team this season (1).
Navy ranks 1st among FBS teams for rushing yards per game this season (317.4).
Navy vs Temple Prediction
Navy comes into this contest looking to stay undefeated to start the season, but they will be on the road here. The Midshipmen have been great offensively this year and they have one of the best rushing attacks in the country. Temple did get a nice win over UTSA in their last game, but they allowed 45 and 42 points in the two games prior to that. The Owls have had some solid quarterback play from Simon and should be able to score at least 24 points in this game. On the other side, Navy will continue to create explosive plays and put up points. Take the over in this one.David Racey is 58-44 (57%) in College Football this season and is one of the top College Football Handicappers on the site. Click here for his premium plays for the week!