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Miami vs Indiana Prediction 1/19/2026 Today’s College Football Picks

Dec 31, 2025; Arlington, TX, USA; Miami Hurricanes defensive lineman Rueben Bain Jr. (4) and defensive lineman Akheem Mesidor (3) celebrates after sacking Ohio State Buckeyes quarterback Julian Sayin (not pictured) during the 2025 Cotton Bowl and quarterfinal game of the College Football Playoff at AT&T Stadium. Mandatory Credit: Jerome Miron-Imagn Images

Dec 31, 2025; Arlington, TX, USA; Miami Hurricanes defensive lineman Rueben Bain Jr. (4) and defensive lineman Akheem Mesidor (3) celebrates after sacking Ohio State Buckeyes quarterback Julian Sayin (not pictured) during the 2025 Cotton Bowl and quarterfinal game of the College Football Playoff at AT&T Stadium. Mandatory Credit: Jerome Miron-Imagn Images

MATCHUP Miami (FL) Hurricanes Indiana Hoosiers
Team Records 13-2 15-0
Spread +8.5 -115 -8.5 -105
Moneyline +270 -340
Total Over 47.5 (-110) Under 47.5 (-110)
Where Hard Rock Stadium, Miami Gardens, FL
When Monday, January 19, 2026
Time 07:30 PM EST
TV ESPN
The Miami Hurricanes and Indiana Hoosiers meet Monday in the college football National Championship at Hard Rock Stadium. Here’s a Miami vs Indiana Prediction. This article will include a Miami vs Indiana Pick.

Miami Hurricanes Betting Preview


The Miami Hurricanes beat Ohio State and Ole Miss. The Miami Hurricanes have won 7 straight games. The Hurricanes look for their first national title since the 2001 season. Carson Beck is completing 73.3 percent of his passes for 3,581 yards, 29 touchdowns, and 11 interceptions. Malachi Toney and Keelan Marion have combined for 1,829 receiving yards and 11 touchdowns, while CJ Daniels has 46 receptions.

The Miami Hurricanes ground game is averaging 165.6 yards per contest, and Mark Fletcher Jr. leads the way with 1,080 yards and 10 touchdowns. Defensively, Miami is allowing 13.1 points and 313.5 yards per game. Mohamed Toure leads the Miami Hurricanes with 73 tackles, Akheem Mesidor has 10.5 sacks and Bryce Fitzgerald has 6 interceptions.

Indiana Hoosiers Betting Preview


The Indiana Hoosiers beat Alabama and Oregon. Indiana has won 15 straight games. Indiana looks to win its first national title in school history. Fernando Mendoza is completing 73 percent of his passes for 3,349 yards, 41 touchdowns, and 6 interceptions. Elijah Sarratt and Omar Cooper Jr. have combined for 1,668 receiving yards and 28 touchdowns, while Charlie Becker has 30 receptions.

The Indiana Hoosiers ground game is averaging 218.3 yards per contest, and Roman Hemby leads the way with 1,060 yards and 7 touchdowns. Defensively, Indiana is allowing 11.1 points and 260.9 yards per game. Rolijah Hardy leads the Indiana Hoosiers with 99 tackles, Isaiah Jones has 8 sacks and Louis Moore has 6 interceptions.

Why the Indiana Hoosiers will win

Why the Miami Hurricanes will win

Total Points Facts

Indiana Hoosiers Player Prop Facts

Miami Hurricanes Player Prop Facts

Matchup/League Facts

Miami vs Indiana Prediction


Indiana should be favored, as it’s unbeaten on the season and is a well oiled machine that executes well in all three phases. Indiana doesn’t beat itself, is third in scoring offense and second in scoring defense. Most just assume Indiana will keep doing what it’s been doing all season. However, Miami keeps getting disrespected in the betting market for some reason, and I don’t get it. You’d think the Ole Miss and Ohio State games would’ve made folks forget about Miami’s regular season hiccups, but I guess not.

Miami is elite in the trenches, and that allows the Canes to control the game on both sides of the ball. Miami can pressure without blitzing and can run the ball at will on offense. It also looks like Miami is getting a boost in the secondary with the return of OJ Frederique.

Indiana faced big physical teams this season in Penn State, Iowa and Ohio State, and those games were decided by an average of 3.6 points. I’d argue Miami is more talented on the lines than those teams, but it’s a similar blueprint to a Hurricane’s victory. There’s also the fact this is a home game for Miami, which has to be worth something. It’s going to be a zoo in Miami Gardens, as Miami looks to return to the glory days. I don’t understand this line at all, as I believe Miami can win outright. I said similar things in my Miami – Ohio State write up. Anyway, give me the points and the ML on Monday night.

See you folks next season.

Randy Chambers's Pick: Miami +8.5 / ML

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