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Charlotte vs East Carolina Prediction 11/8/2025 Today’s College Football Picks

Oct 16, 2025; Greenville, North Carolina, USA; East Carolina Pirates running back London Montgomery (7) runs with the ball against the Tulsa Golden Hurricane during the first half at Dowdy-Ficklen Stadium. Mandatory Credit: James Guillory-Imagn Images

Oct 16, 2025; Greenville, North Carolina, USA; East Carolina Pirates running back London Montgomery (7) runs with the ball against the Tulsa Golden Hurricane during the first half at Dowdy-Ficklen Stadium. Mandatory Credit: James Guillory-Imagn Images

MATCHUP 49ers Charlotte Pirates East Carolina
Team Records 1-7 5-3
Spread +28.5 -110 -28.5 -110
Moneyline +1600 -4000
Total Over 55.5 (-110) Under 55.5 (-110)
Where Dowdy-Ficklen Stadium, Greenville, NC
When Saturday, November 8, 2025
Time 03:00 PM EST
TV ESPN+
The Charlotte 49ers and East Carolina Pirates meet Saturday in college football action at Dowdy-Ficklen Stadium. Here’s a Charlotte vs East Carolina Prediction. This article will include a Charlotte vs East Carolina Pick.

Charlotte 49ers Betting Preview


The Charlotte 49ers lost to Tempe and North Texas, and they play UTSA next. Charlotte has lost 5 straight games. Grayson Loftis is completing 50.4 percent of his passes for 766 yards, 5 touchdowns, and 4 interceptions. E. Jai Mason and Javen Nicholas have combined for 873 receiving yards and 7 touchdowns, while Sean Brown has 18 receptions.

The Charlotte 49ers ground game is averaging 106.8 yards per contest, and Rod Gainey Jr. leads the way with 215 yards and 1 touchdown. Defensively, Charlotte is allowing 37.3 points and 477.9 yards per game. Reid Williford leads the Charlotte 49ers with 50 tackles, Shay Taylor has 1.5 sacks and Kadin Schmitz has 1 interception.

East Carolina Pirates Betting Preview


The East Carolina Pirates beat Temple and Tulsa, and they play Memphis next. East Carolina has won 3 of its last 4 games. Katin Houser is completing 66.9 percent of his passes for 2,245 yards, 12 touchdowns, and 5 interceptions. Anthony Smith and Yannick Smith have combined for 1,088 receiving yards and 7 touchdowns, while Brock Spalding has 27 receptions.

The East Carolina Pirates ground game is averaging 213 yards per contest, and London Montgomery leads the way with 449 yards and 4 touchdowns. Defensively, East Carolina is allowing 19.1 points and 372.9 yards per game. Ja’Marley Riddle leads the East Carolina Pirates with 46 tackles, Jasiyah Robinson has 3.5 sacks and Teagan Wilk has 1 interception.

Why the East Carolina Pirates will win

Why the Charlotte 49ers will win

Total Points Facts

East Carolina Pirates Player Prop Facts

Charlotte 49ers Player Prop Facts

Matchup/League Facts

Charlotte vs East Carolina Prediction


Charlotte is one of the worst teams in college football and doesn’t do anything well on either side of the ball. It’s why the line is what it is. East Carolina is an above-average offense and should have its way in this spot. However, that doesn’t mean we make East Carolina such an insane favorite. East Carolina has failed to cover two of its last three games as a double-digit favorite, and this will be just the sixth time since 2019 where it’s been favorites of 24 or more points. We’re getting four touchdowns and a hook on top of it. This feels like a lot, regardless of how bad Charlotte is. Give me the points.

Randy Chambers's Pick: Charlotte +24.5

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