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Charlotte vs Appalachian State Prediction 9/19/2026 Today’s College Football Picks

Aug 29, 2025; Charlotte, North Carolina, USA; Appalachian State Mountaineers tight end Kanen Hamlett (86) makes a catch in the red zone against the Charlotte 49ers during the second half at Bank of America Stadium. Mandatory Credit: Jim Dedmon-Imagn Images

Aug 29, 2025; Charlotte, North Carolina, USA; Appalachian State Mountaineers tight end Kanen Hamlett (86) makes a catch in the red zone against the Charlotte 49ers during the second half at Bank of America Stadium. Mandatory Credit: Jim Dedmon-Imagn Images

MATCHUP Charlotte 49ers Appalachian State Mountaineers
Team Records 0-2 2-0
Spread +17.5 -120 -17.5 100
Moneyline +650 -1000
Total Over 51.5 (-112) Under 51.5 (-108)
Where Kidd Brewer Stadium, Boone, NC
When Saturday, September 19, 2026
Time 06:00 PM EDT
TV ESPN+
In this article we will formulate a Charlotte vs Appalachian State prediction for this College Football game on Saturday, September 19th at Kidd Brewer Stadium in Boone, North Carolina. Let’s take a look at the prediction for this Week 3 matchup. 

Charlotte 49ers Betting Preview

The Charlotte 49ers are 0-2 this season after they lost to Ole Miss by a score of 41-9 last week. Charlotte trailed 27-0 at halftime, but was only outscored 14-9 in the second half in the loss. The 49ers were out gained by a total of 420-322, went 3-14 on third downs, and tied the turnover battle at one in the game. Cole Gonzales threw for 128 yards and one interception, while Derrick Eley caught two passes for 56 yards. Chance Williams rushed nine times for 74 yards in the loss. 

Prior to that game, Charlotte lost to the The Citadel by a score of 43-41 in overtime. The 49ers have scored 25.0 points per game with 250.5 passing yards and 179.5 rushing yards per game, while they have allowed 42.0 points against per game this season. Cole Gonzales has thrown for 450 yards with three touchdowns and three interceptions this season. 

Appalachian State Mountaineers Betting Preview

The Appalachian State Mountaineers are 2-0 this year after they defeated East Carolina by a score of 27-24 last week. Appalachian State led 17-10 at halftime, but they were outscored 14-10 in the second half in the narrow win. The Mountaineers were out gained by a total of 417-396, went 5-14 on third downs, and won the turnover battle by a total of 2-0 in the game. Malachi Singleton threw for 267 yards, while Sam Pickett caught four passes for 86 yards. Jaquari Lewis rushed 17 times for 73 yards and one score in the win. 

Prior to that game, Appalachian State defeated Maine by a score of 55-3 in week one. The Mountaineers have scored 41.0 points per game with 307.5 passing yards and 213.5 rushing yards per game, while they have allowed 13.5 points against per game on defense this season. Malachi Singleton has thrown for 558 yards, three touchdowns, and zero interceptions, while Sam Pickett has nine receptions for 162 yards and two scores. Jaquari Lewis has 28 carries for 142 yards and two touchdowns this year. 

Why the Appalachian State Mountaineers will win

Why the Charlotte 49ers will win

Total Points Facts

Appalachian State Mountaineers Player Prop Facts

Charlotte 49ers Player Prop Facts

Matchup/League Facts

Charlotte vs Appalachian State Prediction 

Charlotte comes into this matchup looking for their first win of the season, but they have allowed 84 points in their first two games. The 49ers lost to a FCS team in week one and never had a chance against Ole Miss in week two. App State is 2-0 on the season and they just picked up a nice win against East Carolina. The Mountaineers have allowed just 27 total points through two games and they should lock down defensively here. I don’t have any faith in this Charlotte team right now, so I will back Appalachian State at home.

David Racey's Pick: App State -17.5

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