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Army vs Navy Prediction 12/13/2025 Today’s College Football Picks

Navy’s Blake Horvath (11) looks on before a play against the Memphis Tigers during a game on Nov. 27, 2025 at Simmons Bank Liberty Stadium in Memphis, Tenn.

Navy’s Blake Horvath (11) looks on before a play against the Memphis Tigers during a game on Nov. 27, 2025 at Simmons Bank Liberty Stadium in Memphis, Tenn.

MATCHUP Army Black Knights Navy Midshipmen
Team Records 6-5 9-2
Spread +6.5 -112 -6.5 -108
Moneyline +210 -258
Total Over 38.5 (-102) Under 38.5 (-118)
Where M&T Bank Stadium, Baltimore, MD
When Saturday, December 13, 2025
Time 03:00 PM EST
TV CBS
The Army Black Knights and Navy Midshipmen meet Saturday in college football action at M&T Bank Stadium. Here’s a Army vs Navy Prediction. This article will include a Army vs Navy Pick.

Army Black Knights Betting Preview


The Army Black Knights lost to Tulsa, beat UTSA, and they play UConn next. Army has won 5 of its last 7 games. Cale Hellums is completing 50.7 percent of his passes for 504 yards, 3 touchdowns, and 2 interceptions. Brady Anderson and Noah Short have combined for 629 receiving yards and 3 touchdowns, while Samari Howard has 11 receptions.

The Army Black Knights ground game is averaging 256.9 yards per contest, and Cale Hellums leads the way with 1,078 yards and 15 touchdowns. Defensively, Army is allowing 22.5 points and 357 yards per game. Andon Thomas leads the Army Black Knights with 96 tackles, Eric Ford has 4 sacks and Gavin Shields has 2 interceptions.

Navy Midshipmen Betting Preview


The Navy Midshipmen beat USF and Memphis, and they play Cincinnati next. The Navy Midshipmen have won 12 of their last 14 games. Blake Horvath is completing 61.8 percent of his passes for 1,390 yards, 9 touchdowns, and 5 interceptions. Eli Heidenreich and Brandon Chatman have combined for 963 receiving yards and 4 touchdowns, while Cody Howard has 4 receptions.

The Navy Midshipmen ground game is averaging 328.2 yards per contest, and Blake Horvath leads the way with 1,040 yards and 14 touchdowns. Defensively, Navy is allowing 29.6 points and 438.6 yards per game. MarcAnthony Parker leads the Navy Midshipmen with 88 tackles, Landon Robinson has 6.5 sacks and Phillip Hamilton has 2 interceptions.

Navy Midshipmen Player Prop Facts

Army Black Knights Player Prop Facts

Matchup/League Facts

Army vs Navy Prediction


Navy has been the more consistent and impressive team this season and should be favored because of it. However, I usually grab the points in this rivalry. These teams live for this game, and it’s typically a competitive, close game. The underdog is 6-3-1 ATS in the last 10 meetings. Navy does the better job of finishing drives offensively, but Army is comfortably the better defensive side. Army is 3-0 ATS this season when an underdog of 5 or more points, and 2 of those covers were outright wins. Army is 8-3 ATS in its last 11 games against Navy when an underdog. Army has outright won 3 of its last 4 games against Navy when an underdog. Navy isn’t good enough defensively to be laying a touchdown. Give me Army and the points.

Randy Chambers's Pick: Army +6

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