FIU vs. Charlotte - 10/12/19 College Football Pick, Odds, and Prediction

FIU vs. Charlotte - 10/12/19 College Football Pick, Odds, and Prediction Photo by Jasen Vinlove-USA TODAY Sports

Charlotte 49ers (2-3) at FIU Golden Panthers (2-3)

College Football: Saturday, October 12, 2019 at 7:00 pm (FIU Stadium)

The Line: FIU Golden Panthers -6.5 -- Over/Under: Click Here for the Latest Odds

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The Charlotte 49ers and Florida International Panthers meet Saturday in college football action at FIU Stadium.

The Charlotte 49ers need a road win here to get back to a .500 record. The Charlotte 49ers have lost seven of their last eight road games. Chris Reynolds is completing 60.7 percent of his passes for 838 yards, 10 touchdowns and five interceptions. Reynolds has five touchdown passes in his last three games. Cameron Dollar and Victor Tucker have combined for 502 receiving yards and five touchdowns while Micaleous Elder has 13 receptions. The Charlotte 49ers ground game is averaging 219 yards per contest, and Benny LeMay leads the way with 478 yards and four touchdowns. Defensively, Charlotte is allowing 39.6 points and 392.4 yards per game. Marquavis Gibbs leads the Charlotte 49ers with 40 tackles, Alex Highsmith has six sacks and Jeff Gemmell has one interception.

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The Florida International Panthers also need a feel good win to get back to a .500 record. The Florida International Panthers have won six of their last nine home games. James Morgan is completing 59.8 percent of his passes for 890 yards, five touchdowns and two interceptions. Morgan has four touchdown passes in his last two games. Austin Maloney and Tony Gaiter IV have combined for 503 receiving yards and two touchdowns while Shemar Thornton has 17 receptions. The Florida International Panthers ground game is averaging 186 yards per contest, and Anthony Jones leads the way with 293 yards and three touchdowns. Defensively, FIU is allowing 24.4 points and 386.8 yards per game. Jamal Gates leads the Florida International Panthers with 37 tackles, Kevin Oliver has one sack and Rishard Dames has two interceptions.

The 49ers are 7-3 ATS in their last 10 games following a ATS loss, 4-0 ATS in their last 4 games in October and 4-0 ATS vs. a team with a losing record. The Golden Panthers are 5-1 ATS in their last 6 games in October, 1-4 ATS in their last 5 games on fieldturf and 1-4 ATS in their last 5 games overall. The over is 8-3 in Golden Panthers last 11 games overall. The over is 5-0 in 49ers last 5 games overall.  

The Charlotte 49ers have split their last 10 games ATS as a road underdog of at least three points. The Florida International Panthers have failed to cover six of their last eight games when a favorite of at least three points. Charlotte has gotten blasted defensively in three of its last four games and is now going up against an FIU team that's played its best ball of the season these last two weeks and is starting to gain confidence. From a talent standpoint, the Florida International Panthers should blow Charlotte out of the water. Getting FIU just under a full touchdown is one of the better bets on Saturday's card.

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Randy’s Pick FIU Golden Panthers -6.5

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The pick in this article is the opinion of the writer, not a PickDawgz site consensus.

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